:root {
  --navy: #094476; --blue: #175aac; --blue-2: #2887c6; --accent: #2dabd4;
  --text: #1f2a37; --grey: #576271; --grey-2: #89919b; --line: #d9dde2;
  --line-2: #e8ebee; --bg: #f2f3f5; --soft: #f7f9fb; --tint: #eaf3fb;
  --ok: #1f8a4c; --err: #b42318; --err-bg: #fef3f2;
  --warn: #b45309; --warn-bg: #fff7ed;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: Roboto, "Helvetica Neue", Helvetica, Arial, sans-serif; color: var(--text); background: var(--bg); -webkit-font-smoothing: antialiased; line-height: 1.5; }
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
button, input, select, textarea { font: inherit; color: inherit; border-radius: 0; }
.wrap { width: 100%; max-width: 1160px; margin: 0 auto; padding: 0 16px; }
.mono { font-family: ui-monospace, SFMono-Regular, Menlo, Consolas, monospace; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
[hidden] { display: none !important; }


.top { background: linear-gradient(180deg, var(--blue-2) 0%, var(--blue) 100%); border-bottom: 3px solid var(--navy); position: relative; z-index: 20; }
.top .wrap { display: flex; align-items: center; gap: 28px; height: 68px; }
.logo { display: inline-flex; align-items: center; gap: 10px; color: #fff; font-size: 24px; letter-spacing: -.01em; flex: none; }
.logo:hover { text-decoration: none; }
.logo svg { width: 26px; height: 26px; }
.logo b { font-weight: 700; } .logo span { font-weight: 300; }
.nav { display: flex; gap: 2px; flex: 1; }
.nav a { color: rgba(255,255,255,.92); font-size: 15px; font-weight: 500; padding: 8px 12px; }
.nav a:hover, .nav a.on { background: rgba(255,255,255,.12); text-decoration: none; }
.lang { position: relative; display: inline-block; }
.lang > summary { list-style: none; cursor: pointer; display: inline-flex; align-items: center; gap: 6px; background: transparent; border: 1px solid rgba(255,255,255,.45); color: #fff; padding: 6px 10px; font-size: 14px; border-radius: 0; }
.lang > summary::-webkit-details-marker { display: none; }
.lang[open] > summary { border-color: rgba(255,255,255,.85); }
.lang .lang-menu { position: absolute; right: 0; top: calc(100% + 6px); z-index: 50; background: #fff; border: 1px solid var(--line); border-radius: 0; box-shadow: 0 12px 30px rgba(9,68,118,.18); padding: 6px; min-width: 150px; display: grid; gap: 1px; max-height: 70vh; overflow: auto; }
.lang .lang-menu a { display: block; padding: 8px 12px; color: var(--text); text-decoration: none; font-size: 14px; border-radius: 0; white-space: nowrap; }
.lang .lang-menu a:hover { background: var(--tint); }
.lang .lang-menu a.on { color: var(--blue); font-weight: 700; }
.menu-btn { display: none; margin-left: auto; background: none; border: 1px solid rgba(255,255,255,.5); color: #fff; padding: 6px 10px; cursor: pointer; }


.hero { background: #fff; border-bottom: 1px solid var(--line); }
.hero .wrap { padding-top: 22px; padding-bottom: 48px; }
.crumbs { font-size: 14px; color: var(--grey-2); }
.crumbs a { color: var(--grey); } .crumbs span { margin: 0 6px; }
.title-row { margin-top: 26px; text-align: center; }
.title-head { display: flex; align-items: center; justify-content: center; gap: 20px; flex-wrap: wrap; }
.title-head h1 { margin: 0; }
h1 { margin-top: 16px; color: var(--navy); font-size: clamp(28px, 3.6vw, 42px); line-height: 1.12; letter-spacing: -.02em; text-wrap: balance; }
h1 em { font-style: normal; color: var(--blue); }
.rule { display: flex; justify-content: center; margin: 18px auto 0; max-width: 520px; }
.rule i { width: 56px; height: 3px; background: var(--accent); }
.lead { margin: 16px auto 0; max-width: 640px; font-size: 18px; color: var(--grey); text-wrap: pretty; }


.btn { display: inline-flex; align-items: center; gap: 8px; border: 0; background: var(--blue); color: #fff; font-weight: 700; padding: 13px 26px; cursor: pointer; font-size: 16px; }
.btn:hover { background: var(--navy); text-decoration: none; }
.btn svg { width: 18px; height: 18px; }
.btn.ghost { background: #fff; color: var(--blue); border: 1px solid var(--line); padding: 9px 14px; font-size: 14px; }
.btn.ghost:hover { border-color: var(--blue); background: var(--tint); }


section.block { padding: 56px 0 0; }
.sec-head { margin-bottom: 20px; }
.sec-head h2 { color: var(--navy); font-size: 28px; letter-spacing: -.01em; }
.sec-head p { color: var(--grey); margin-top: 4px; }
.panel { background: #fff; border: 1px solid var(--line); }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); }
.step { padding: 28px; border-right: 1px solid var(--line); }
.step:last-child { border-right: 0; }
.step .num { font-size: 44px; font-weight: 300; color: var(--accent); line-height: 1; }
.step h3 { margin-top: 12px; color: var(--navy); font-size: 18px; }
.step p { margin-top: 6px; color: var(--grey); font-size: 15px; }
.about { display: grid; grid-template-columns: 1.3fr 1fr; }
.about .txt { padding: 28px; border-right: 1px solid var(--line); }
.about .txt h3 { color: var(--navy); font-size: 20px; }
.about .txt p { margin-top: 10px; color: var(--grey); }
.about .txt h4 { margin-top: 20px; color: var(--navy); font-size: 15px; }
.facts-tbl { width: 100%; border-collapse: collapse; }
.facts-tbl th, .facts-tbl td { text-align: left; padding: 12px 22px; border-bottom: 1px solid var(--line-2); font-size: 14px; vertical-align: top; }
.facts-tbl th { width: 42%; color: var(--grey-2); font-weight: 700; font-size: 12px; text-transform: uppercase; letter-spacing: .07em; padding-top: 14px; }
.facts-tbl tr:nth-child(even) td, .facts-tbl tr:nth-child(even) th { background: var(--soft); }
.facts-tbl tr:last-child th, .facts-tbl tr:last-child td { border-bottom: 0; }
.facts-head { padding: 14px 22px; background: linear-gradient(180deg, var(--blue-2), var(--blue)); color: #fff; font-weight: 500; font-size: 17px; }
.related { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.rel { display: block; background: #fff; padding: 20px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); color: var(--text); }
.rel:hover { background: var(--soft); text-decoration: none; }
.rel:hover h3 { color: var(--blue); }
.rel h3 { margin-top: 12px; font-size: 16px; color: var(--navy); }
.rel p { margin-top: 4px; font-size: 14px; color: var(--grey); }
.split { display: grid; grid-template-columns: 1.5fr 1fr; gap: 16px; }
.faq details { border-bottom: 1px solid var(--line-2); }
.faq details:last-child { border-bottom: 0; }
.faq summary { list-style: none; cursor: pointer; padding: 18px 52px 18px 24px; font-weight: 700; color: var(--navy); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 24px; top: 14px; font-size: 22px; font-weight: 400; color: var(--blue); }
.faq details[open] summary::after { content: "\2212"; }
.faq details p { padding: 0 24px 18px; color: var(--grey); font-size: 15px; }


footer { margin-top: 64px; background: #fff; border-top: 3px solid var(--navy); }
.foot { display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 32px; padding-top: 40px; padding-bottom: 32px; }

footer > .foot { padding-top: 56px; padding-bottom: 40px; }
.foot .logo { color: var(--navy); font-size: 22px; }
.foot p { margin-top: 10px; color: var(--grey); font-size: 14px; max-width: 320px; }
.foot h4 { font-size: 13px; text-transform: uppercase; letter-spacing: .1em; color: var(--grey-2); }
.foot ul { list-style: none; margin-top: 10px; }
.foot li { padding: 4px 0; font-size: 15px; }
.foot li a { color: var(--text); }
.foot li a:hover { color: var(--blue); }
.legal { border-top: 1px solid var(--line); }
.legal .wrap { display: flex; justify-content: space-between; gap: 12px; padding-top: 16px; padding-bottom: 16px; font-size: 13px; color: var(--grey-2); }


@media (max-width: 1020px) {
  .related { grid-template-columns: repeat(2, 1fr); }
  .about { grid-template-columns: 1fr; }
  .about .txt { border-right: 0; border-bottom: 1px solid var(--line); }
  .split { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  .top .wrap { gap: 12px; height: 60px; }
  .logo { font-size: 20px; }
  .nav { display: none; position: absolute; top: 63px; left: 0; right: 0; background: var(--navy); flex-direction: column; padding: 8px 0; }
  .nav.open { display: flex; }
  .nav a { padding: 12px 20px; }
  .lang { display: none; }
  .menu-btn { display: block; }
  .hero .wrap { padding-bottom: 32px; }
  .title-row { margin-top: 18px; }
  .lead { font-size: 16px; }
  .steps, .related { grid-template-columns: 1fr; }
  .step { border-right: 0; border-bottom: 1px solid var(--line); }
  .step:last-child { border-bottom: 0; }
  .facts-tbl th, .facts-tbl td { padding: 10px 14px; }
  .sec-head h2 { font-size: 24px; }
  .foot { grid-template-columns: 1fr 1fr; }
  .foot > div:first-child { grid-column: 1 / -1; }
  .legal .wrap { flex-direction: column; text-align: center; }
}


.split > .panel.wrong { grid-column: 1 / -1; }